The benefits of moving to a new home often outweigh the stress that is caused by moving, but even so the stress can be hard to manage.
There is a lot more to viewing houses than meets the eye – the people who say they love viewing houses are the people who have never moved house. It isn’t just about going to see a pretty house and saying yes or no, there is so much more to house hunting than that.
Moving to a new home is a big deal, before you can even think about saying yes to a property, there are lots to consider. Whether the property is in the right neighborhood to whether it has all the room you need, there are lots to think about.
However, that being said, just like with any large project, there are ways to make it less stressful. The key to reducing your stress is ensuring that you are organized, the more organized you are, the less stressful house hunting will be.
To get organized and make house hunting less stressful, here’s what you need to do:
Make a list
The first thing you should do is make a list – write down everything important in a house.
Once you have created a list of things that the property needs to have, create a list of things you would like it to have. For instance, you might want it to be within a 20-minute drive of the best local school or within half an hour of where you work.
Sort out your mortgage beforehand
Before you start viewing properties, it’s a good idea to get pre-approved for a mortgage. That way you will know how much you can afford to spend and will be able to choose the properties that you view accordingly.
There is no point going to view houses until you know how much you can afford to spend, as this will just increase the stress you are under. It’s best to get your mortgage application approved first and then go from there.
Contact your local real estate company
Get in touch with a few local real estate companies and ask them whether they have anything that matches your criteria. Make sure that you explain to them what the property must have and what you would like it to have.
As well as telling your realtor what you want from your property, tell them what you don’t want.
Take notes at each viewing
Each time you go and view a property, take notes. As you go around the property, go slowly and take notes about it. As well as saying what you love about it, jot down any cons that you notice, such as one-bedroom being small.
Viewing houses can be stressful, and it’s easy to forget something that you have seen, especially if you are viewing lots of houses.
Viewing houses can be incredibly stressful, not to mention time-consuming. However, if you are organized about it, you can make it easier for yourself. To make house hunting less stressful for yourself, follow the simple tips in this guide.
Buying a house is a real headache. There’s so much to think about in so little time. You need to make all the preparations. You’re also working against the clock before someone takes the house you like off the market.
So how can you streamline this process?
There’s not much you can do while you’re in the thick of it, but you can help things along by laying the groundwork early on.
Before you even make any moves towards buying a house, you need to be sure of the location. Is it a different street? Is it a different township? Is it a different county? Are you even moving abroad? You need to ask yourself these questions.
Try not to pick a specific street but more a general area. It’ll help you be more flexible with your move. Try and base your location around your needs. Is it close to work? Do you need to be close to a school? Are there any local shopping locations?
Once you’ve got an idea of where you want to move, you can start speaking to realtors. Don’t start talking specifics immediately. Just give them the location you want to live in and see if they can pull up a few suitable homes. Try not to commit to anything either. You want to take your time and maybe see if other realtors and estate agents have anything different on offer.
Home buying can be a game of waiting in a lot of cases. Some good realtors might even give you a heads up if a perfect home that isn’t on the market yet might pop up for sale in the next few weeks or months.
Once you’ve got a few places in mind, go and see them. Looking at pictures is fine, but it doesn’t give a total impression of what the house is like. You need to get a real feel for the space you need to see what it’ll be like to live in it.
More importantly you need to try checking for things that weren’t mentioned in the listing. Use all your senses for this. Does the house have a funny smell? Do you spy any insects or mold growing on the walls? Can you hear loud noises? Those sorts of things.
Now you’ve found the right home for you; you need to afford to buy it. If you’re selling your old home, you could buy the new one without the need for any extra financing. Likewise, if you’re independently wealthy enough to purchase a house out of your own money.
If you have a decent income but barely meet the criteria for a mortgage, that is actually a good sign. It shows caution on behalf of the lender, meaning they are secure and solvent. This means they won’t suffer much in another economic downturn or loan crisis.